Showing posts with label LawRato. Show all posts
Showing posts with label LawRato. Show all posts

Monday, December 19, 2016

20 Practical Tips for Women in India to Negotiate Alimony


Art of Alimony Negotiation for Indian Women

The miscellany and cultural diversity in India is distinctive. The endless varieties of physical features and cultural patterns and many variants of languages make this subcontinent very complex land of multiple religions. The census of 1961 listed as many as 1,652 languages and dialects, the subsequent census regarded them as spurious and recognized 22 major languages. We find in India followers of various faith of which ~80% are Hindus, ~13% follow Islam while other 7% are followers of Christianity, Buddhism, Jainism etc…, wish this country was as simple as the followers of faith but unfortunately there is a wide spread caste system with not less than 3000 sub castes whose hierarchy is graded in different ways in different regions of India.

Right from our childhood we have been reading and learning about Unity in diversity a concept of "unity without uniformity and diversity without fragmentation" that shifts focus from unity based on a mere tolerance of physical, cultural, linguistic, social, religious, political, ideological and/or psychological differences towards a more complex unity based on an understanding, but alas, I just wish what we studied in the school is actually practiced in the families too. I feel sad to say, per my experience, forget the unity of the country there is no unity in the families today, the disagreement within the family members is growing at an alarming rate, the future generations will end up with antagonism, bitterness and discord which will be the new norm leading but nothing to more crime and social evils. The prominent few social evils faced by married women today are Dowry, Domestic Violence, Outraging the modesty, Sexual Harassment, Marital Rape, Adultery and Men deserting woman, Cruelty by husband and his family members which leads to but nothing Divorce, the guilty is often not punished and those behind bars may not be truly guilty.

88.4% marriages in India are arranged as per the statistics published by UNICEF Human Rights on August 16th 2016. Approximately 2.3% of marriages end in divorce, at least 78% causes for contested divorce in India are Dowry and Domestic Violence. One other trend I have personally observed is todays modern women wants to move on, the families and parents still hold back some grudge or vengeance and seek for punishment but the educated modern girl today knows that there is a long life and bright future ahead and does not want to waste time in prolonging the case and switches to fasten the proceedings through mutual consent. One of the very important element todays modern girl often ignores is her right for Alimony, either she settles for too less or the earnestness to get out of the suffering is too high that she foregoes her right. Words cannot explain the plight one goes thru the divorce proceedings, taking the first step to consult a lawyer or decide to get out of a relationship itself if practically impossible for the girl no matter how modernized the society is. We still live in a rigid caste based system and the fearing of what neighbours and society will talk about. Each community has its own personal laws derived from religious scriptures, customs and traditions and so the grounds on which a Hindu woman can seek divorce and alimony may not be the same for every community.

The Art of Alimony Negotiation
As per the law of the land, Alimony or Maintenance is a legal obligation on a person to provide financial support to their spouse before or after marital separation or divorce. In case of contested matters the Court intervenes to decide the matters related to alimony and maintenance to both wife and child on various merits of the case. A survey cited by India Today says 63 per cent of Indian women become dependent on their parents post-divorce, even as 88 per cent of the divorced men continue with the same lifestyle after divorce. Although the rule of thumb says 1/3rd of the husbands income and assets be taken into consideration there are other governing factors that can make the alimony amount high / low, a recent amendment in the law states the women is entitled for 50% of share in the husbands property acquired before or after marriage. The law is still unclear and ambiguous as it does not clearly define what amount of alimony / who / when / and how is the responsibility shared to up bring the children, often the child custody is granted to women and the struggle continues with raising inflation and cost of education / healthcare and other expenses. Unfortunately in India, there is no concept of joint marital assets, although scriptures call the husband and wife DAMPATI and prescribe to perform all duties and rites jointly when it comes to finances, assets, properties etc… it’s always male dominated.  In Hindu marriage act, both spouses can claim alimony from each other whereas the special marriage entitles only wife to claim the alimony. Alimony is mainly divided into four categories: temporary alimony, rehabilitative alimony, permanent alimony and reimbursement alimony….

I wish to highlight in this blog what Indian women need to in case of alimony negotiation and suggest go for an MOU and settle the matters out of court and seek mutual consent divorce after your needs are met :

1.    Ensure the cause for seeking divorce is very strong, there should be enough evidence on you been subjected to domestic violence and are a victim on cruelty by husband and his family

2.    Length of marriage plays a vital role in deciding the alimony amount, shorter marriages should focus on settling a one-time alimony instead of monthly maintenance

3.    Know what you exactly want, don’t just focus on the amount or assets; showcase your needs and the reason behind the demand (inflation, child’s education, your disability, current status and lifestyle, healthcare expenses etc…). Rank your priorities and put forth the top priority first and keep the meagre ones at the end

4.    Give time, there is nothing called “My Way of High Way”, negotiation process takes time, be patient and if required hire a professional who can negotiate on your behalf, take off your ego from the table. Don’t get into threatening and use the words like “Look what I will do … etc…” don’t label your behavior or offer options / choices for your husband to choose from. Remember buying time builds up tension; use this method very carefully but not often

5.    Statistics and Data are important, collect data on various assets, income doorways etc… of your spouse this will be a very handy piece of evidence during the negotiation process, use the data carefully after you have done all your homework Subtly nudging them toward your choice

6.    Women often are emotional and during the negotiations cry or burst out with anger, take control on your emotions and be cool, don’t get angry or cry, this shows your weakness, maintain the cool / composure during negotiation, keep in mind you are facing the problem and not the people although its people around you

7.    Educate the other party with facts and evidence, don’t simply stick to a number you have decided, showcase with data why you need this amount and the rationale behind the ask. State your case, clearly and completely. Change the benchmarks of good and bad, try Bring up new information you have found

8.    Don’t burn the bridges, keep the communication on… in many a cases women walk out of the negotiation table siting the humiliation, seek help from your counsel to negotiate on your behalf, New person can reset the rules and strengthen your value preposition, I often suggest Persuade one person at a time and then use them as allies

9.    Focus on WIN – win strategy, with a bigger WIN coming your way, discuss with your lawyer and do your complete homework without leaving any stone unturned, remember to brake one deal to smaller multiple deals swaying them your way.  If you just put across one big option then the chances of that ending up into an argument and killing time are high. Offer to agree in the half way position

10.  Don’t open up all options at one go, go slow and put your points and let the opposite party come up with his options before your further open up, remember to keep the process in your control, Offer to phase in or phase out the unpleasant bits and sometimes or act stupid to avoid cleaver stuff, catch the opposite party off the ground not expecting you to behave dumb

11.  Beyond currency or money are other assets too… (Stocks, Bonds, Mutual Funds, Property, Gold, Dividends, etc…) keep options open and don’t stick on a number, refuse to agree on the table immediately, say you are open to such a point but wait for the opposite party to put across more points.

12.  Although you are earning, try prove your point the need is beyond what you can sustain from your earnings, fall back on data and gather information ( for eg: all that you earn may end up paying rent and healthcare expenses of your parents, remember as per the new law amendment women are equally responsible to take care of their parents just like men)

13.  Remember, great negotiation is more about listening then about talking, once someone on the table says YES, then document the point and move on don’t argue further on that point

14.  When someone from the opposite party, it could be the husband or his family members or his counsel objects don’t argue or become defensive, instead ask for clarification, ask a WHY Question, you will be surprised if you ask “WHY” or ask data to prove the objection raised the opposite party will not be able to come up with an answer and you can prove your point then. Human psychology plays a vital role here, ask WHY and you can surprise the best negotiators on the table if they have not done their homework

15.  Remember while negotiation, one the important fact is to bear in mind is to craft your process in such a way that will make your husband defenceless, being with him after marriage you definitely know all his strengths and weakness, you also very well know his emotional buttons that when you press them right he agrees to your wants.

16.  Keep the discussions result oriented, its often seen during the negotiation process, old memories come up and the discussion sways more towards a new quarrel instead of point in focus and this indicates a bad publicity and lead into negative consequences.

17.  Remember to be wise and not smart, you need not show how smart you are, let him feel the pride but you need to be wise to ensure your wants are met, say you understand and empathize but don’t agree as your needs outweigh his situations. Suggest a solution and see if they can bite and push them up against the wall of time.

18.  Put your concerns on the table, in my personal experience I can confidently quote there will always be a family member from your spouse side who will sympathize with you, utilize him/her and try to influence the process by siting your concerns, although it’s your demand showcase as a concern and not ego driving the wants

19.  Avoid using “I” statements and instead use something like “We need to reach a resolution which is in favor of both of us adding speed to the process” One other tip which is very important is when you sit for negotiation is the art of speaking, Effective use of speech pauses is a master technique, the power of silence speaks volumes, don’t blabber your point and speak continuously, pauses convey your emotions, holds the attention of distracted audience and replace filler words. You can pause over a question, impactful sentence or a past memory that you quote. Step out and take a break, especially when you see things are getting out of your control, this will break the heat and the flow, come back and start with fresh mind.

20.  Engage with your body language, the body language and conduct during the negotiation process plays a vital role, many a time although you are enraged and uncomfortable put efforts to make yourself in composure drink water often during the negotiation, this will give your time. Not only will this aid your brain (by providing more oxygen), but your vocal quality will be enhanced by keeping your mouth and throat lubricated. The greatest leaders and influencers who speak often resort to this tip… if you observe our beloved prime minister during the interview process or when he is speaking takes a pause and drinks some water. Another psychology behind pausing and drinking water is to break and distract the thought process of the opposite party, break up their thinking and take charge.


While there is more to this subject, I believe the reader would benefit with the above 20 tips to strengthen your proposition. Feel free to write into me at lawyersonia@gmail.com and comment below on what you feel, You may wish to share your experience and add more tips per your experience by commenting on this post. 



Thursday, September 15, 2016

Divorce Checklist


Divorce Checklist 
In my decade long experience handling family dispute cases one very important thing I learnt doing is to assist my clients plan and prepare well before filing the divorce lawsuit. 

Every case is unique and has its own merits and challenges, though many a people try to generalize as a spouse conflict or in-laws problem or financial etc… the reality is every individual goes thru a lot of pain emotionally … physically … spiritually … the circumstances are unique and very different, each experience of pain one goes thru cannot be generalized or categorized. Husband / Wife does not simply give up, its only after putting in all possible efforts one takes a very bold step for separation.

While on the death bed of relationship one decides on the divorce, the mind is gone totally blank, he/she is in just give up state, many a times depressed and does not know what to do... more often than not the women simply walk out of their husbands home… the situation worsens when the couple who decide for divorce have children, or financial commitments, debts etc…

Here is a comprehensive checklist I’ve prepared for my readers to assist with if you are considering a separation / divorce; refer this checklist only if you are unable to save the relationship:

1.       Type of Divorce
a.       Mutual Consent : Both of you amicably agree and want to file for divorce
b.      Contested : Only one person in the relationship wants a divorce
c.       Judicial Separation:  a de facto separation while you remaining legally married

2.       Reason for Divorce
a.       Abuse  and Domestic Violence
b.      Unfulfilled Career aspirations
c.       Spouse in a different relationship (Adultery / Bigamy etc…)
d.      Living separately / Desertion
e.      Presumption of death (spouse no longer traceable)
f.        Mentally ill spouse / unsound mind / Schizophrenia
g.       Venereal diseases or life threatening contagious physically incurable disease
h.      Change in religion
i.        Not a law abiding  citizen, criminal, a cruel person who can harm you
j.        Non consummation of marriage / Impotent spouse
k.       Sexual abuse or spouse forces you into unnatural sex

3.       Children (Child Custody)
a.       Custody of the child (if child is less than 5 years the custody will be with mother)
b.      Visitation rights to the other parent
c.       What happens if the child and divorced spouse leave the country
d.      How will the other divorced parent visit the child if in another country
e.      Who will take care of the educational expenses of the child
f.        Will the child live with grandparents of the divorced spouse
g.       How will the child be treated (if stepfather / stepmother situation is involved)
h.      Will the grandparents of the other party (divorced spouse) have visitation rights
i.        How should I prepare my child to accept parents being separated / divorced
j.        Have you thought of a detailed child custody plan and documented
k.       Have you made a list of points you wish to negotiate with your spouse w.r.t children
l.        Are all the documents / certificates / Govt. Ids / Bank Details etc… in your custody
m.    Do you feel, your spouse can emotionally bribe your children for custody
n.      Are you planning to relocate with your child, in that case prepare a relocation plan
o.      Have you considered other pros and cons with respect to child custody
p.      In case you want to remarry, would you continue keeping the child with you

4.       Finances / Money matters
a.       Do you have the list of assets prepared and points of division of assets
                                                               i.     Home / Land and other real estate
                                                             ii.      Bank Accounts Savings / FDs / RDs (Physical and Digital Access details)
                                                            iii.      Insurance Policies
                                                           iv.      Mutual Funds / Stocks / Shares and Bonds
                                                             v.      Debts Payable and current status of loans if any
                                                           vi.      Documents you have signed as Joint Authority
                                                          vii.      Vehicles (Cars / Two Wheelers / etc…)
                                                        viii.      Debts related to Credit Cards / Overdrafts etc…
                                                           ix.      Will / Trust / or any other inheritance
                                                             x.      Jewellery and other precious metals etc…
b.      Has your spouse borrowed money from someone on your behalf
c.      Have you signed any document as a guarantor
d.      Are you on board as a director or carry financial commitment to the business
e.      What liabilities do you carry in case of SIPs and other monthly investments
f.       What liability do you carry towards monthly loans and other recurring debts
g.      What is the alimony amount you have in mind if you want to settle the matter
h.      Have you prepared a draft letter to be sent to all financial authorities for stop payment or for any term / condition that applies (Banks, Insurance, Stock Brokers, Real Estate etc…)

5.       Documentation Readiness : To apply for divorce the following documents are required
a.      Address Proof (Passport, Driving Licence, Rent Agreement, Adhar Card etc…)
b.      ID Proof (Pan Card, Passport, Adhar Card)
c.      Age Proof (10th Std. Marks Card, Passport)
d.      Marriage Certificate
e.      4 Passport Size Photographs
f.       1 Marriage Photograph (Exchanging garlands or any marriage ceremony photo)
g.      Verifying Affidavit
h.      Divorce Petition Document
i.       Memorandum of understanding  (document your settlement agreement)
j.       Lawyer Nomination and Application
k.      Other Document copies as attachments (Will / G-POA etc…)
l.       Previous complaints / Case Documents / Applications / Counselling outcomes etc…
m.    Salary certificates ( this is handy for maintenance, 1/3rd of salary is usually claimed)
n.      If working – Get the details of company and previous working companies
o.      In case of evidence : make a note of witnesses who can stand by you
p.      In case of abuse / violence : Doctor and Medical certificates
q.      In case you have used detective services, carry proofs photographs videos etc…
r.       Address details of Parents and Key Relatives (Optional)

6.        Lawyer (Very important – How to choose a lawyer to fight your case)
a.      Word of mouth – check with people you know and their experience
b.      Internet – read the reviews of a lawyer, his/her work, knowledge thru blogs etc..
c.      Consult at least three lawyers and then select the best you are comfortable with
d.      Independent lawyer or a firm
                                                               i.      If Independent lawyer he/she will know all details of your case
                                                             ii.      If a firm there may be multiple lawyers who may work on your case
e.      Check if the same lawyer can represent both in case of mutual consent
f.       Discuss the fees upfront (Lump sum / Per Appearance / %age etc…)
g.      Check the frequency of discussion with your lawyer (Phone / Skype / Chat / F2F)

7.       Other Important Things:
a.      Know your strengths and weakness
b.      Know the strengths and weakness of your spouse
c.      Prepare for the worst on how to face character assassination and other false allegations if your spouse tags you with
d.      Make a list of all things you have done and tell them openly to your advocate
                                                               i.    Verbal or Physical abuse while Quarrelling
                                                             ii.     Threat emails / sms etc…
                                                            iii.     Emotional Blackmail or threat to commit suicide
                                                           iv.      Parental abuse
                                                             v.     Dowry demands etc…
                                                           vi.     Immoral acts, pre / post extra marital relations
                                                          vii.     any other item of interest you wish to discuss
e.      Make a list of people who may stand by you in case of witness required
f.       Ensure you have a medical / fitness certificate (Physically and Mentally fit)
g.      Inform your lawyer if you are dating or plan to marry immediately after divorce
h.      Work with your lawyer and document the points to talk in the court
i.       Mentally prepare yourself with the cross examination points
j.       Ensure your witnesses are prepared well who will testify you
k.      Remember the golden rule – TALK LESS and LISTEN MORE  

This list is general for most of the divorces cases, nonetheless we belong to various cultures, ethnicity, religions, countries, castes and so depending of your type of marriage there will be variation. These are only few guidelines; an expert lawyer will carry additional requirements and guide you when you talk with him/her. You may wish to share your views with me writing into lawyersonia@gmail.com  

Wednesday, August 24, 2016

How to save a marriage – 10 ways to avoid divorce




A successful marriage requires falling in love many times, always with the same person, alas… if this is practiced in reality the divorce rate today would have been way down then what it is. The rate of divorce in India is about 17 per 1,000 marriages. Divorces granted by the family courts increased by 450 per cent between 2003 and 2015 in Kolkata, and doubled in Mumbai between 2010 and 2014. 

Bangalore along has witnessed a 20% year on year growth in divorce rate, almost 25 cases of divorce were filed daily back in 2008 clocking near about 3000 a year which today has grown to 10,000 cases filed in a year. While the heavens are handling the rush of marriages, back on earth, it's the family courts that are working overtime to dissolve marriages that have hit the relationship roadblock.

It’s close to a decade I am practicing and in my experience handling divorce cases, I have discovered 10 golden rules if incorporated in a marital life the relationship can be as sweet as honey…, and in this blog, will try to pass on the message and assist the readers understand them, with a belief that reading this someone … somewhere may be able to save his/her marriage and live happily.   

1. The most important, and a one letter word is the first cause of damage, and this letter is “ I ” , look at it, when its written, although alone, is written in capitals. No matter what language, stop using this word “ I “ as much as possible. Many a times when couples come to me for discussing the issues the most common statements are…
a. I did so much for him / her 
b. I did so much for my mother-in-law
c. I spent and fulfilled all her unnecessary demands
d. and because I did… I want … I need … I demand … I helped … I supported … etc… etc… 

2. Now just for a moment turn the tables and instead of using this single letter word “ I “ start incorporating the usage of a double letter word “WE” in your communication …, its “We” together did … “We” together will … etc…, per my experience in the last few years dealing with divorce cases, especially after the divorce is thru many a clients have come back to me and do tell… wish we had got one chance, and somehow…

3. EGO is the three letter word which is the underlying factor, the root cause, that comes between the couples and this is exactly where We becomes I, find ways to get out of Ego. Learn to be cool and take things in their right ways, get away from thinking traps, chose to love and get away from complains. We are kids from heart… and we do mistakes… we talk harsh many a times… we may hurt many a people… learn to forgive. 

4. LOVE … a four letter word that is the principle of forgiveness…, Love kills ego that has turned the WE into I, love unconditionally, any time there is a conflict, go back to the days when you met first, cherish few memories from your past where you have loved each other unconditionally. Unfortunately today’s generation, relationships can be summarized with one statement “Love at first sight-Divorce at first fight” is this what we want to pass on to our Millennials, where are we heading towards, a stress filled life...!

5. What can be done to overcome this stress that is building up in us, SMILE, how often we smile daily, not sure, ask yourself reading this post and try counting the numbers of times you have smiled in a day, a stressful day that is filled with family stress, traffic stress, work stress, money stress, business stress, health related stress, accomplish related stress, etc… stress is everywhere and who becomes the scapegoat of this… your spouse, you come back home and pour out all your stress on to your spouse, husband shouts on wife and wife shouts on husband and then … rest is history. We have lost to SMILE…, how often we have seen the face book messages and whatsapp forwards that “According to doctors we use only four muscles to smile, but when we frown we use 64 muscles, i.e… 16 times more”

6. GOSSIP a six letter word is another root cause that often adds a lot of unnecessary waste in our minds leading to thinking traps and build unwanted stress, many a clients who often complain and I quote “Ma’am, in my family, after my husband leaves for work, while I am doing household things, my mother-in-law and daughter-in-law, often gossip about me, and then badmouth me / my family etc…”  look at the media that is adding fuel to the fire, “SAAS BHI KABHI BAHU THI” ha ha ha… this is one of the most common things I have observed, many a marriages break especially when In-Laws are involved is because of Gossip, please, for haven sake, stop gossiping, stop spreading rumors, stop badmouthing. I remember reading a quote which said I am Daughter-In-Law of this family means DIL of the family, Dil in English is Heart, … literally meaning Daughter-In-Law is the heart of the family, and what is happening today… heartburn and heartattcks…

7. RESPECT a seven letter word the only way to stop gossiping about someone is to respect him/her, with respect comes a lot of responsibility, with respect comes a lot of love, if you wish to be treated respectfully start giving respect to your spouse, to your in-laws, to your family members, to the newly wed bride who has come to your home leaving her family, to the newly married husband who has declared to the whole world now there is a companion in life he can live with for ever, to the newly wed wife who has redefined her life leaving back the chocolates and ice-creams for additional responsibilities. Respect plays a very vital role in the relationship, remember respect is for those who deserve it and not the one who demand it, many a times we don’t understand the difference between deserving and demanding, especially the in-laws at home end up demanding respect weather they deserve it or not and the most common verse the parents teach to their daughters is “Jukh kar chal” in English meaning bow down in front of your in-laws and husband and we in the 21st century talk about gender equality… ah… Respect is to be earned, by all in the relationship, it should be earned by the husband, by the wife, by the in-laws and to earn respect you need to let go your EGO, Stop Gossiping, start loving and caring unconditionally, above all smile often… remember wife or daughter-in-law is not a maid and a husband is not an ATM machine. 

8. PATIANCE an eight letter word is the magical of all the words defined so far in the vocabulary of a relationship, it has a lot to do, go back and sneak into the lives of our parents and grandparents, the biggest learning one can learn from them can be summarized by a very famous quote an old lady told “We were born in the era, when something was broken, we would fix it, not throw it away”. It takes a lot to be patient, todays millennial generation lacks patience, everything one needs is instant, gone are the days of standing in queue, gone are the days of waiting, look at the fast changing technology landscape that has reduced the cycle time of your needs and wants, and so … gone are the days of patience … its difficult today, but required the most. 


9. GRATITUDE a nine letter word, the most miraculous one and has the capacity of working wonders in a marital relationship, what I have observed when discussed with many of my clients that after a period of time one starts taking another for granted, the quality of being thankful; readiness to show appreciation for and to return kindness which existed in the initial days of marriage between the spouse, the parents of both sides, the families, everything is lost in thin air, when was the last time we said our spouse “I Love You” or “Thank you”, have we ever gone back to our spouse and thanked him/her for supporting us in fulfilling our dreams…goals…desires…wants…needs… NO we have not… all we do is increase the bar … year on year as our corporate life demands us to set high goals, we come back and do the same with our spouse, marriage anniversary is not an appraisal. Start showing gratitude towards your people in the family, to your wife, to your husband, appreciate them for the good they have done, be thankful, you will see miracles unfolding your way. 

10. CONNECTION ... the last ten letter word, I will end this blog with is CONNECTION. You may carry the best smart phone in your pocket, what is it of use without being connected, it’s a connected world we live in, and unfortunately we are not connected by heart with our family, with the wife, with the husband, with the parents, with the siblings, with one and all, we are living alone and we are disconnected. The most basic and powerful way to connect to another person is to listen, perhaps the most important thing we give to each other is our attention. Throughout our lives we yearn to be loved and cared, this deep routed feeling is the crux for one to find a companion beyond mother and sister in a wife to be by the ups and downs lifelong, and for this to happen, the most important factor is to connect. Connect with mind…heart…body…soul…, Remember we don’t accomplish in this world anything alone, our lives are connected by thousands of threads with thousands of people in every stream of our life, one needs to have the strongest connection with his/her spouse and then nothing is impossible in life. 

I trust, reading this blog post you will for sure takeaway at least one of the above mentioned value which may assist you in some small way to lead a happy life…, write to me at lawyersonia@gmail.com or comment below on this post and share your thoughts. 

Translate

Contributors